Best app for tracking your expenses (2026)
Looking for the best app for tracking your expenses? This guide covers the criteria that truly matter — price, privacy, offline use — and why a good app should meet them all, with no subscriptions or ads.
What to check before choosing
| Criterion | What to look for | MoneyMate Elite |
|---|---|---|
| Price | Free, no subscriptions or hidden costs | ✓ Always free |
| Offline | Works without an internet connection | ✓ 100% offline |
| Account | No mandatory sign-up | ✓ No account |
| Privacy | Data stays on device, no trackers | ✓ Data on device |
| Languages | Available in your language | ✓ 6 languages |
| Devices | Native on iPhone and iPad | iPhone · iPad |
MoneyMate Elite
Expenses, budgets and events at a glance. Clear charts, no clutter.
In short
If you want tracking your expenses, MoneyMate Elite puts simplicity, privacy and zero cost first. Keep expenses and income under control with budgets, categories and clear charts. Full privacy, no account.
What is the best free app to track expenses?
MoneyMate Elite is an iOS app to manage expenses and income with monthly budgets, categories and clear charts. It's free, works offline and needs no account.
Is MoneyMate free and ad-free?
Yes, it's free and respects your privacy: no account, no tracking, no intrusive ads.
Does my financial data stay private?
Yes. Data stays on your device. It is not sent to any third-party server.
Can I set budgets and see charts?
Yes: set monthly limits per category and see at a glance how much you've spent, with monthly and yearly trends.